Senior Credit Manager - Commercial Banking Job at Ascendo Resources, Miami, FL

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  • Ascendo Resources
  • Miami, FL

Job Description

Credit Leadership Opportunity – Commercial Banking Industry

Location: Miami, FL | Full-Time

A well-established financial institution is looking for a seasoned credit professional to help shape and lead credit risk strategy, policy development, and portfolio oversight. We are seeking candidates with experience in the following responsibilities:

Key Responsibilities:

  • Design and implement credit risk frameworks that align with overall lending goals and risk appetite
  • Evaluate industry trends and macroeconomic indicators to uncover risk exposure and portfolio opportunities
  • Oversee underwriting and credit assessment functions to ensure compliance and sound lending decisions
  • Track credit performance metrics like delinquencies and charge-offs to adjust risk strategies accordingly
  • Partner with relationship managers and sales teams to structure credit facilities that meet internal standards and client needs
  • Lead and manage day-to-day credit operations, ensuring efficient processing and approvals
  • Engage in all aspects of loan origination, closing, funding, and ongoing monitoring
  • Participate in negotiation of loan terms and agreements
  • Deliver internal credit reporting and performance updates
  • Assist in hiring, mentoring, and team development initiatives
  • Stay current on regulatory requirements and participate in loan reviews and audits
  • Facilitate purchase/sale of loan participations
  • Represent the organization at industry events and in community engagement activities
  • Hold delegated authority to approve credit requests up to $3 million

Ideal Candidate:

  • Deep background in credit risk leadership within banking or broader financial services
  • Expertise in underwriting, regulatory compliance, and credit risk evaluation
  • Strong leadership and strategic thinking capabilities
  • Excellent communication, analytical, and decision-making skills
  • High emotional intelligence and problem-solving ability

Interested in learning more or knowing someone who might be interested? Let’s connect!

#CreditRisk #FinancialServices #LeadershipOpportunity #CommercialLending #NowHiring

Job Tags

Full time,

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